Add a rate calculator to any website with 2 lines of code.
<script src="https://hourly-rate-calculator.tp-business.workers.dev/widget.js"></script>
<div id="freelance-rate-calc"></div>That's it. The widget will render automatically.
Calculates the minimum hourly rate a freelancer needs to charge based on:
- Desired annual take-home pay
- Self-employment tax (15.3%)
- Estimated income tax (~25%)
- Health insurance costs
- Business expenses
- Non-billable hours (admin, marketing, invoicing)
If you want $80,000 take-home, you actually need:
| Item | Amount |
|---|---|
| Desired income | $80,000 |
| Self-employment tax | $12,240 |
| Income tax | $20,000 |
| Health insurance | $8,000 |
| Expenses | $3,000 |
| Total needed | $123,240 |
| Billable hours (60% of 2080) | 1,248 |
| Hourly rate | $99/hr |
Most freelancers charging $50/hr for this scenario are losing money.
For detailed breakdowns, PDF exports, and saved scenarios:
https://hourly-rate-calculator.tp-business.workers.dev
MIT - Use freely, embed anywhere.